Joe and I have an XM radio in our car and bought "Roadys" for Brooke and Noah's cars and Joe's van. With the family plan, the additional radios were not that expensive.
However...
When Noah and Amy traded in their car for a new one, no one thought to remove the "Roady".
Thank goodness, Brooke had to call XM to get her radio "refreshed"...that happens sometimes...and it dawned on me we never cancelled Noah's radio!
The XM people were very nice and refunded us our money without any problem.
So...if it happened to us, it might happen to you!
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